Treat the Cause
We’re treating the root causes behind rising health care costs
Unaffordable health care is curable. See what we’re doing across the state to uncover and fix the things that stand in the way of better health for all.
Real stories. Real impact. Real progress.
When it comes to affordable care, Blue Cross and Blue Shield of North Carolina (Blue Cross NC) is doing more than making commitments. We’re making progress. By identifying the underlying causes of soaring costs, and taking action to be more efficient, more transparent, and more innovative, we’re advancing care for all North Carolinians, while saving members more than $1 billion in the last five years alone.
We’re simplifying how members navigate their care by giving them tools to make informed, cost-saving decisions. We’re addressing the needs of underserved populations with community partnerships that provide housing, jobs, food, and transportation. And we’re bringing health care providers, policymakers, and everyday citizens together to reduce the cost of care in our state. That’s how change happens.
Healthier Communities
Our health care system should reflect the needs of the many different communities it serves. We’re listening to local leaders and organizations and partnering with them on initiatives that support the issues they’ve identified. Working side-by-side, we’re helping to make health care more affordable for the people who call these places home.
Easier Health Care
Health care doesn’t have to feel so complicated. At Blue Cross NC, we’re finding ways to help members navigate the health care system, from tools that make costs more transparent and put their health plans in the palm of their hands; to customer service advocates and nurses who can help address issues and answer questions that save time, stress, and money.
Improved Access
No matter where you live or how much money you make, you should be able to access quality health care. Through our industry-leading Blue PremierSM program, expanded telehealth services, and targeted community partnerships, we’re removing roadblocks from every corner of North Carolina and making health care more affordable.
83% of Your Premium Goes to Medical Expenses
Here’s the breakdown of your health care premium at Blue Cross NC.
*Based on Business Segment Report/GAPP income statement insured segments, 2018-2021. Premium dollar breakdowns represent a three-year average.